Home Equity Loan Application Levels Decline

Saturday, July 17th, 2010

Typically in summer home equity loan application levels rise as homeowners like to get access to cash for financing home improvements and vacations.   In 2010 circumstances for these once popular second mortgage programs have changed.  Home equity loan guidelines have tightened so borrowers need more equity and higher credit scores to qualify.  According to Sean Dawson a [...]

Home Loan Refinancing Relief Increasing from Government Pressure

Thursday, July 2nd, 2009

The Obama administration has projected that 4 million to 5 million borrowers with home loans they can’t afford would be helped. A Treasury official Tuesday said that the figure applied to those who would be eligible, not necessarily those who would participate.  Administration officials do not have an updated figure of how many people would [...]

Home Equity Line of Credit Guidelines

Monday, January 5th, 2009

Most home equity lenders have mortgage guidelines that vary, like loan to value, credit scores, residual income, cash out limits, loan amount limits, etc.  Some second mortgage lenders offer equity loan programs with no lending costs and annual costs for equity lines of credit. These days, most mortgage lenders will limit borrowers to 65% loan [...]

Home Equity Loan Products

Monday, December 29th, 2008

Smart Home Equity Loans is a reliable connection for home equity loans online.  Our equity loan products range from installment 2nd mortgages with fixed interest rates to revolving home equity credit lines that offer flexibility and quick access to tax deductible cash. Most homeowners like home equity loans because they enable the borrower to get low rate [...]

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